Debt:
If you are suffocating from excessive debt, Doyle Salewski can re-negotiate your debt with your creditors. Make one affordable monthly payment with no interest, and get out of debt.

Debt Counselling:
At your free initial personal, private debt counseling session, a Doyle Salewski counselling professional will review your situation with you and provide you with their comments and assessment. Debt counselling includes a review of your strategy in order to allow you to deal with your debts and manage your finances based upon your circumstances. Doyle Salewski debt counselling can suggest ways of prioritizing items for payment in your budget, recommend debt consolidation loans including re-mortgaging of your residence at a low rate of interest. There also may be opportunities in respect of other assets that you may own, which debt counselling could assist you in reducing your interest rates, lowering your payments and extending your amortization terms

Debt Solutions:
Doyle Salewski can examine your entire financial situation, and prepare a debt solution recommendation report to suit your family and personal debt solution requirements. Special considerations exist for seniors.

Debt Problems:
Having debt problems is not a crime. In fact thousands of Canadian families experience debt problems every year. Doyle Salewski offers a variety of methods to assist you with, and solve your personal and, or family debt problems.

Debt Stress:
Debt stress can affect almost every aspect of your life. Your general psychological well being, your work, your social environment, and your children. A leading psychologist claims that debt stress is in fact the main cause for marriage break-up. Debt stress can be eliminated by securing the assistance of Doyle Salewski. We asked Carleton University to compose a survey that measures our clients stress levels, and their ability to cope, before and after working with us. The results indicated that 90% of our clients showed an average 50% stress reduction, and a 50% increase in coping.

Consumer Debt:
Consumer debt is running very high in Canada. Some of the reasons for the high degree of consumer debt are excessive credit card usage, unrealistically moving things from the want column to the need column when you can't really afford to. Last year approximately 95,000 Canadians contributed to the statistic of consumer debt. Don't become a consumer debt statistic, call Doyle Salewski today, and be free of debt.

Out of debt:
Becoming, and remaining out of debt is not just a dream. Each year, Doyle Salewski helps thousands of individuals and families get out of debt. By creating a household or personal budget, and learning how to stick to it, you cannot only get out of debt, but you can stay out of debt for the rest of your life.

Debt Assistance:
You should not feel embarrassed if you have to seek debt assistance. The majority of Canadians and their families are in need of debt assistance from time to time. Doyle Salewski has the knowledge and experience to provide professional debt assistance to people from all walks of life and all vocations.

Debt Management:
You don't have to be a Chartered Accountant to establish and maintain a successful debt management program. Doyle Salewski can assist you and your family develop a program designed to control your personal or household income and expenses which will result in professional debt management procedures.

Reduce Debt:
A wise and effective method to reduce debt is to meet with Doyle Salewski. They can re-negotiate your debt with your creditors. You make one low monthly payment with no interest and get out of debt.

Debt Relief:
You, your spouse, and your entire family deserve to experience debt relief. Whether you are a High earner, a professional, earn minimum wage, or a senior citizen on a pension, you can achieve debt relief by meeting with a Doyle Salewski professional counsellor. All avenues will be explored and exploited to provide the sought after debt relief you have the right to experience.

Debt Re-organization:
Debt re-organization is when the professionals at Doyle Salewski re-negotiate your debts with your creditors. This type of debt re-organization allows you to pay only a portion of the actual money you owe, with no interest. A proposal, or debt re-organization is a sensible way to regain control of your family's financial situation in a positive manner.

Debt re-Negotiation:
Doyle Salewski will approach your creditors and carry out a debt re-negotiation program. You will realize a benefit from debt re-negotiation in several ways: Debt re-organization will reduce the amount of your actual debts, you will make only one low monthly payment with no interest.

Creditor Protection:
Within approximately one week after declaring bankruptcy or filling a proposal, Creditor protection takes affect. Creditor protection means that it's against the law for creditors to continue calling you once Doyle Salewski has taken control of the situation. Your creditors are notified in writing that creditor protection is now in place and no more calls to the debtor are permissible.

Debt Restructuring:
When our clients experience a debt re-structuring process they benefit in a variety of ways: Debt re-structuring facilitates getting your cash flow back in place, your debts are re-negotiated, interest on you debt is eliminated, plus debt re-structuring will reduce the outflow of your cash.

This is your opportunity to eliminate your excessive debt. Call us at any of our offices in Canada. Ottawa, Gatineau, Toronto, Arnprior, Barry’s Bay, Brampton, Brockville, Burlington, Carleton Place, Cornwall, Hamilton, London, Pembroke, Perth, Renfrew, Smiths Falls, Sudbury, Windsor.