The credit/debt counsellors, the Trustees in Bankruptcy, and the entire staff at Doyle Salewski are proud to display testimonials stating how we successfully helped people with their financial/debt problems, as well as their debt stress.
..."We had been struggling for so long, days where we weren't even sure if we would be able to feed ourselves. We were at the end of our rope, out of solutions, out of hope, wondering if we would ever survive the biggest obstacle we would ever overcome. Our marriage was suffering from all the fighting from the stress of basically just being broke. We were new parents of a beautiful baby boy on the verge of breaking our family apart.
Then the phone call I made one day to Doyle Salewski changed our lives. No words can describe how much you have shined a light on our lives.
We got to keep the roof over our head and finally saw hope for a better life.
No words can describe how much you have shined a light in our lives. You have saved us, saved our family and not once during this trying time did you ever make us feel like we were failures.
It's been a little over a year now and we are doing great. We still have a lot of work to do to get to where we want to be, but it's a GREAT start.
Thank you, thank you, thank you. I repeat it because somehow it doesn't seem like enough to show you our appreciation for your caring services.
A special thank you to Gisele and Veronique for being there during a couple of crisis phone calls. Also, a special thank you to Mr. Brian Doyle who did not intimidate us in any way when he came in to sign the papers.
Throughout this whole experience you made us feel like human beings, and for that we are truly and forever grateful. Thank you for helping us when it mattered the most."”
Sincerely, Jason and Liliane
“Dear Art & Family,
...This is a simple way of thanking you for everything that you have done for me and my wife. You have definitely assisted me in getting my life back on track for the better. And I can honestly say that your efforts to help me manage my financial situation generated positive emotional situations that may have saved myself from deterioration.
Once again, thank you so much.”
Sincerely, Mrs. C.A.
“Dear Mr. Thornton:
...I wish to express my sincere thanks to you and the staff at Doyle - for all your help in my bankruptcy.
Bankruptcy is a last resort but with careful management I'm sure I will be fine.
Once again, thanks for everything.”
Sincerely, E.& C. A.
“Dear Art,
...Mr. W. was very distressed about the fact that he had co-signed a loan on behalf of some friends and Canada Trust was pursuing him for payment.
As you know, he did not want to worry about a potential legal action and his outstanding debts while he was overseas.
Thank you for your assistance”
Yours very truly, M.B., Solicitor
“Dear Ms. Graham,
...Thank you for talking with me this morning. Now I know there are some positive sides to this story.
You have a wonderful way of talking with people and I want to extend my compliments.
Again, thank you.”
Sincerely, Andrew T.
“Attention: Mr. Salewski
...I would like to thank your company for the excellent service and cooperation I received during my recent bankruptcy. When I made the decision to seek consultation with the intention to arrange a proposal with creditors, I sat down, with reluctance, and opened the yellow pages to choose a company. The fact that I was able to speak to a receptionist and make an appointment immediately indicates that the personal touch is still very important.
I will be pleased to highly recommend the services of your company to anyone in need.”
Norma P.
“
Hi Angela,
Our co-op has two Phases. I live in Phase I, which is a Federal
56.1 program. Phase II is a provincially run program and the subsidies are
supposed to be better in Phase II - at least on the surface. A long time
ago, an Office Co-ordinator here dinged me for part of my babysitting
earnings of $150.00 per month. Since then, they've taken the Shelter
Component only, which is more than 30% of our gross income.
What happened to you re E/S, which just yanked 60% of your income? Did you
know that was coming? Ouch - that really hurts! Going more and more in debt
is really depressing - that's what we went through trying to make ends meet.
When ODSP pulled the plug on our son - the student, we hit the wall. We went
through every emotion possible and in the end - after all the turmoil - we
declared bankruptcy. We didn't lose any of our assets, because we didn't
have any and my small business is intact, because it doesn't generate enough
income.
At first the concept scared the living daylights out of me. I couldn't
separate the concept of declaring bankruptcy from committing suicide. But I
now see that this latter extreme thought was because of financial stress. My
husband chose a very well-known group of Trustees throughout Ontario,
because they had commissioned a study by two Professors at Carleton
University's Department of Psychology entitled 'The Consequences of
Financial Stress for Individuals, Families, and Society.' We are taking part
in their study.
When we arrived at the Trustees office, it was like being received by a
loving family - no humiliation whatsoever. We were treated with the utmost
respect and understanding, which was a really weird feeling, compared to our
harrowing ODSP interview. We filled out individual, identical questionnaires
and my husband and I both rated about the same. The questions dealt with
personal interactions, like: How often in the past two weeks have you:
1) felt that you have a number of good qualities
2) expressed affection toward your spouse or partner
3) been genuinely interested in what your children are doing (e.g. in school
work, play or hobbies)
This study was prepared for Doyle Salewski and is available on line. I feel
that it's OK to mention this firm's name here because I want to use one of
Mr. Doyle's quotes:
"As my career progressed, I became increasingly aware of the more personal
circumstances of the individuals I was advising and counselling. I observed
that many were under substantial personal stress which filtered throughout
the family. From time to time I would learn of an extreme situation wherein
an unfortunate debtor resorted to suicide. I also learned of cases where
people despaired because they believed there was no hope. These were the
most difficult and included many younger adults with onerous students
loans."
This is what my husband and I were faced with because of our limited income
under ODSP, which income was shrinking by the moment. It was like a huge
burden being lifted off our shoulders. We don't have charge cards any more
and an R9 rating at the credit bureau, but we had to free up some money to
survive. Financial stress tears families apart. We got support from three
places - the Fireside site (God Bless this site), our family doctor and the
Trustees in Bankruptcy.
We knew we were slipping more into debt - (it's a rare thing if one can save
money while being on ODSP) - we were like trapped animals. We're still
trying to recover by supporting each other as well as we can. All stresses
impact on kids and this was more than evident when we were going through the
turmoil of ODSP's shenanigans.
This Carleton University 30-page study could well have been written for
people on social assistance who are struggling day in and day out to make
ends meet. Ironically, it wasn't the debt which threw us over the edge - it
was the uncertainty of what ODSP was going to do next, which of course, they
wouldn't tell us about. Try to find a copy of this report on line. I don't
have the exact web address - but it's so pertinent to us on ODSP.
I'm sorry to hear that ODSP has put the squeeze is on you once again.
